Young, Beginning & Small Farmer Loans

Thinking about starting a farm or expanding? Let Farm Credit help.

Special financing for new farmers and small operations

Do any of the following apply to you? 

  • 35 years of age or less
  • Farming for 10 years or less in your own operation
  • Less than $250,000 in annual gross farm sales

If so, we have good news! Farm Credit understands the unique challenges you face and has special financing options designed with your needs in mind. We also work closely with other agricultural agencies and organizations to offer educational opportunities and lending support to help you succeed.

Loans for

  • Startup capital
  • Equipment
  • Land acquisition
  • Operating expenses
  • Livestock
  • Transferring the family farm

We can help you understand the potential benefits of obtaining a guarantee for your loan and, if desired, guide you through the process.

Farm Credit Supports Agriculture

Through our outreach programs, Farm Credit helps not only young, beginning and small farmers but also minority and veteran farmers and promotes an understanding of agriculture and a passion for its future.

Supporting Farmers Through Thick and Thin

David Yoder was born into a farming family, but he wouldn't have been able to start his own farm without Farm Credit's belief in him.

5 Tips for Beginning Farmers

While the allure of the farming lifestyle is compelling, long-term success requires both business acumen and agricultural knowledge.

Building Credit & Savings to Grow Your Operation

Farming takes a lot of money. Fortunately, strong credit and adequate savings can help you borrow the money you need to nurture your operation.

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Chad Davis

What made me happiest was the simplicity of being able to go up there and discuss looking at a peanut picker or cotton picker, and their eagerness to work with you to get what you need in a timely manner. Like I said, they make you feel at home.

— Chad Davis

Farm Credit of Northwest Florida Member

Mickey Diamond Testimonial

What I like about Farm Credit is their ability to fit their business to the operation. They are willing to find the sweet spot that works with every customer.

— Mickey Diamond

Farm Credit of Northwest Florida Member

Ramirez Testimonial

We looked at other lenders, but we were just so impressed by the humble, no frills people at Farm Credit. After we left, Sara immediately said ‘this is the place.’ There wasn’t a thing that we asked for that we didn’t get...from our first loan request to the terms. We were even able to use the timber as part of the collateral. They were really accommodating.

— Carlos and Sara Ramirez

Farm Credit of Northwest Florida Member

Fulford Family

Farm Credit was willing to help me out because they understand the cyclical process of harvesting crops and the risk associated with it.

— Ernest Fulford

Farm Credit of Northwest Florida Member

Grow Your Roots in the Country

Contact one of our loan officers to discuss your financing needs or apply now to get started.

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