Member Benefits

YOU call the shots

Your real estate dreams and finance requirements are unique. That's why we custom-design each loan to safeguard your financial well-being and help you attain your goals. Perhaps you've located a premier investment property, business opportunity, or you've discovered the perfect classical plantation or ranch to call home. Whatever your needs, simply contact us with your specific requirements. We'll provide the perfect solution for your loan, when you need it.

YOU deserve special and personalized attention

As an exclusive stockholder of a member-owned financial institution, you deserve a banking relationship with your needs in mind. Our stellar customer service rotates around one key statement -- "How can we better serve our members' needs?" If interest rates drop or your needs change, we'll modify the terms of your loan account. No other financial institution can offer such responsive customer service

YOU are an owner

When you are affiliated with Farm Credit of Northwest Florida you become a member of our financial institution -- a business owned by its member-borrowers. You are more than an account number to us -- you are a respected owner that demands exemplary, unsurpassed service. And, that's exactly what you'll get.

YOU share the profits

You will significantly reduce your borrowing costs with our value-added dividend program. Each year, Farm Credit of Northwest Florida returns a portion of profits as dividends. In 2000 alone, an impressive 3.98 million dollars was returned to our stockholders. Borrowing money has never been so profitable.

Let us show you how Farm Credit of Northwest Florida is distinctly different. Learn more about us, or contact us today with your financing needs. We will provide a customized solution just for you - on your terms.

Download a balance sheet and membership application here.