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Equipment Loans

Do you farm, own land, harvest timber or operate a business related to agriculture?

Farm Credit can help whether you need one piece of equipment, a fleet or full facility.

Potential Benefits of Buying

  • Build equity and own the equipment
  • Control maintenance and upgrade decisions
  • Possible tax incentives

Potential Benefits of Leasing

  • Reduced upfront and operating costs
  • Stay current with the latest technology
  • Less downtime due to maintenance

Our equipment financing experts will help you work through important considerations, such as:

  • How long you plan on keeping the equipment
  • If taking advantage of the latest technology is important to you
  • Possible financial statement will be impacted and the tax implications.

Contact Farm Credit of Northwest Florida, your one-stop equipment financing and leasing resource!

Farm Credit Express

You can apply for Farm Credit Express financing directly at our participating dealerships.

Ramirez Testimonial

We looked at other lenders, but we were just so impressed by the humble, no frills people at Farm Credit. After we left, Sara immediately said ‘this is the place.’ There wasn’t a thing that we asked for that we didn’t get...from our first loan request to the terms. We were even able to use the timber as part of the collateral. They were really accommodating.

— Carlos and Sara Ramirez

Farm Credit of Northwest Florida Member

Chad Davis

What made me happiest was the simplicity of being able to go up there and discuss looking at a peanut picker or cotton picker, and their eagerness to work with you to get what you need in a timely manner. Like I said, they make you feel at home.

— Chad Davis

Farm Credit of Northwest Florida Member

Fulford Family

Farm Credit was willing to help me out because they understand the cyclical process of harvesting crops and the risk associated with it.

— Ernest Fulford

Farm Credit of Northwest Florida Member

Mickey Diamond Testimonial

What I like about Farm Credit is their ability to fit their business to the operation. They are willing to find the sweet spot that works with every customer.

— Mickey Diamond

Farm Credit of Northwest Florida Member

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Grow Your Roots in the Country

Contact one of our loan officers to discuss your financing needs or apply now to get started.

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