Land Loans

Whether you're building your dream home or looking for a recreational getaway, we're here for you.

Financing for the acreage to live, work or play in the country

Whether you intend to use your property for farming or hunting, building a lodge or constructing a home, a Farm Credit lender will help you choose a loan structure that's right for you. With lenders who are land experts, offer flexible terms, competitive rates and cash back — Farm Credit is the right choice.

We offer loans for:

  • Rural land purchases and refinances
  • Land improvements (fencing, ponds, barns, etc.)
  • Land preparation and timber management
  • Lodge or home construction
  • Agricultural heritage property
  • Agritourism
  • And many more

Equipment Loans

No matter your intention for your new land, you need dependable equipment to make the most of it. We can help you finance equipment acquisitions and upgrades, whether you're looking at tractor equipment or recreational vehicles.

Land Financing Education

Calculate Your Monthly Payments

Determine how much you'll owe each month based on loan term, interest rate, amount borrowed and payments per year.

Get Your Land Financing Guide

No matter your dream for your land or how long you've been dreaming it, your path to financing can be as straightforward as a walk in the park. 

Read 5 Tips for Making the Most of Your Land Investment

Investing in rural land can have many benefits from enjoying time with family to making income - but you need to keep five things in mind before you buy.
Mickey Diamond Testimonial

What I like about Farm Credit is their ability to fit their business to the operation. They are willing to find the sweet spot that works with every customer.

— Mickey Diamond

Farm Credit of Northwest Florida Member

Fulford Family

Farm Credit was willing to help me out because they understand the cyclical process of harvesting crops and the risk associated with it.

— Ernest Fulford

Farm Credit of Northwest Florida Member

Chad Davis

What made me happiest was the simplicity of being able to go up there and discuss looking at a peanut picker or cotton picker, and their eagerness to work with you to get what you need in a timely manner. Like I said, they make you feel at home.

— Chad Davis

Farm Credit of Northwest Florida Member

Ramirez Testimonial

We looked at other lenders, but we were just so impressed by the humble, no frills people at Farm Credit. After we left, Sara immediately said ‘this is the place.’ There wasn’t a thing that we asked for that we didn’t get...from our first loan request to the terms. We were even able to use the timber as part of the collateral. They were really accommodating.

— Carlos and Sara Ramirez

Farm Credit of Northwest Florida Member

Grow Your Roots in the Country

Contact one of our loan officers to discuss your financing needs or apply now to get started.

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